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Banking Awareness MCQs, Banking Awareness

Banking & Financial Awareness for SBI Clerk & PO

1. RBL Bank becomes the first Indian bank to launch Aadhaar Payment Bridge System for small ticket micro-finance loan disbursements. The headquarters of RBL Bank is in

  1. Pune, Maharashtra
  2. Mumbai, Maharashtra
  3. New Delhi
  4. Chennai, Tamil Nadu
  5. Bengaluru, Karnataka

2. The committee to study financial technology and digital banking issues in India is headed by 

  1. Arun Jaitley
  2.  Sudarshan Sen
  3. Damle Committee
  4. Narsimham Committe
  5. Usha Thorat Panel

3. In the term ‘DEAF’,  ‘E’ stands for

  1. Earn
  2. Export
  3. Enable
  4. Earnings
  5. Education

4. India ranked 5th position among the countries with highest NPA. Which of the following country topped with the highest NPA?

  1. Greece
  2. Italy
  3. Portugal
  4. Ireland
  5. None of these

5. The union govt has slashed the interest rates on small savings schemes, including NSC and PPF (by 0.2 % point) for the January-March period from the rates applicable in the previous quarter. Find which of the following is not matched correctly.

  1. Public Provident Fund (PPF)-      7.6%
  2. National Saving Certificates (NSC) –  7.6%
  3. Kisan Vikas Patra (KVP)-    7.3%.
  4. Senior Citizens Savings Scheme-   8.5%
  5. Sukanya Samriddhi Account-  8.1%

6. The Engineering Export Promotion Council (EEPC) of India has recently signed an MoU with PNB to provide easy access to finance for SMEs and merchant exporters of the council. The headquarters of PNB is located in

  1. Amritsar
  2. Mumbai
  3. Pune
  4. New Delhi
  5. Gurugram

7. LEI is a global reference number that uniquely identifies every legal entity or structure that is party to a financial transaction, in any jurisdiction. How many digits LEI contains?

  1. 20-digit
  2. 10-digit
  3. 16-digit
  4. 15-digit
  5. 12-digit

8. IFSC is a 11-digit alpha-numeric code which identifies a bank-branch participating in the NEFT & RTGS system. Which of these characters show the bank branch?

  1. Last 6 characters
  2. Only Fifth characters
  3. First 4 alpha characters
  4. First 6 characters
  5. None of these

9. Which of the following in not correctly match?

  1. CBS – Core Banking System
  2. CIDR – Central Identities Data Repository
  3. CTS – Cheque Transection System
  4. CDR – Corporate Debt Restructuring
  5. CASA – Current Account Saving Account

10.  Which report among the following is published by World Bank every year?

  1.  Human Development Report
  2.  World Development Report
  3.  International Finance and Development Report
  4.  World Trade Development Report
  5.  None of these
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